Hello. Welcome.

I am Gail. Thanks for stopping by my blog. I am a solo parent of three, one of whom has special needs. I am a Certified Financial Planner Professional, Chartered Life Underwriter, and a Chartered Special Needs Consultant. I am also a licensed insurance agent and broker in New York and New Jersey. I have spend all of my adult life working with my clients to protect assets while mitigating financial losses. I am not in the business of risk tasking. My quest in finding mutual ideas and goals to level the playing field is where we will find higher ground. Stay safe.